Terms & Conditions

1. Acceptance of Terms

By accessing and using the website https://swarajfinpro.com/, you agree to be bound by these Terms and Conditions. If you do not agree, please do not use this website.

Swaraj FinPro Private Limited (ARN-91802), AMFI Registered Mutual Fund Distributor, reserves the right to modify these terms at any time without prior notice.

2. Nature of Services

Swaraj FinPro Private Limited is an AMFI Registered Mutual Fund Distributor (ARN-91802).

We facilitate mutual fund distribution services. We are NOT a SEBI-registered Investment Adviser and do not provide investment advice or portfolio management services.

We provide only incidental advisory services as permitted under SEBI regulations for mutual fund distributors.

3. Your Responsibilities

You are responsible for:

(a) Providing accurate and complete information for KYC and transactions

(b) Reading all scheme-related documents (SID, SAI, KIM) before investing

(c) Understanding that all investments are subject to market risks

(d) Making your own informed investment decisions

(e) Keeping your account credentials and OTPs confidential

(f) Updating us about any changes in your personal or financial information

(g) Reviewing your Consolidated Account Statement (CAS) and transaction confirmations regularly

4. No Guaranteed Returns

Swaraj FinPro Private Limited does not guarantee any specific returns, minimum returns, or capital protection on mutual fund investments.

Past performance of any scheme or product is not indicative of future results. All investments are subject to market risks, including possible loss of principal.

5. Commission & Fees

We receive trail commission from AMCs for distributing Regular Plan mutual fund schemes.

This commission:

  • Is part of the scheme's Total Expense Ratio (TER)
  • Does NOT increase your investment cost

Detailed commission disclosure is available on our website (add your page link if created).

Investors may choose Direct Plans directly through AMC platforms, which have lower expense ratios.

6. Privacy & Data Protection

Your personal information is handled as per our Privacy Policy, aligned with the Digital Personal Data Protection Act, 2023 (DPDPA) and SEBI/AMFI guidelines.

Please review our Privacy Policy on:

https://swarajfinpro.com/privacy-policy

7. Intellectual Property

All content, logos, graphics, text, and materials on this website are the property of Swaraj FinPro Private Limited.

Unauthorized reproduction, distribution, or use of any content is strictly prohibited without prior written consent.

8. Third-Party Links

This website may contain links to third-party websites (AMC portals, SEBI, AMFI, etc.) for user convenience.

We do not control or endorse these websites and are not responsible for their content, accuracy, or privacy practices.

Accessing such links is at your own risk.

9. Limitation of Liability

Swaraj FinPro Private Limited shall not be liable for any direct, indirect, incidental, or consequential damages arising from:

(a) Use or inability to use this website

(b) Reliance on information provided

(c) Investment decisions made based on website content

(d) Technical failures, server issues, or interruptions

(e) Unauthorized access to your data

(f) Actions or omissions of AMCs, RTAs, or third-party providers

10. Grievance Redressal

For any grievances, you may contact us at:

Email: marketing@swarajfinpro.com

Or visit:

https://swarajfinpro.com/grievance-redressal-policy

You may also lodge complaints on:

11. Governing Law & Jurisdiction

These Terms & Conditions are governed by the laws of India.

Any disputes shall be subject to the jurisdiction of courts located in Jabalpur, Madhya Pradesh.

12. Amendments

We reserve the right to update or modify these Terms & Conditions at any time without prior notice.

The latest version will always be available on our website. Continued use of the website constitutes acceptance of the updated terms.