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Are You Prepared for a Stress-Free Future with a Child Marriage Investment Plan?

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Marriage is the most imperative occasion of one’s life. It occurs only once in a lifetime. Everyone dreams of celebrating this event with cheerfulness.

Like other occasions such as Christmas and New Year, marriage also spread its wings with loads of taste.

Every parent wants this grand occasion to be the most significant part of their life and they burn mid-night oil to meet the expenses of this event.

Nowadays, marriage has started representing the monetary wealth and social stature of an individual. That time has fled when marriages used to represent the bonding between two families. Now to show-off this monetary wealth, the game slows down to EXPENSES.

To meet the expenses of the marriage, it is essential to have child marriage investment plans.

So what are basically child marriage investment plans and why do you need them?

These are the investment plans which provision you to generate a lump sum amount for your child’s future. When this policy will end up, this lump sum could be used as child marriage expenses.


The first and foremost step is that you should have projected figure about wedding expense without being affected by the society, because that can sour your flavor of marriage.

The next essential step is to take initiative as soon as possible as time flies at the speed of light. Moreover you must be aware of this old adage “Rome was not built in one day”. Thus, to celebrate this grand occasion in a lavish way, you should start saving. The most appropriate time is when child comes at the age of adolescence.

Starting saving early could fetch you attractive benefits like

  • It permits you to invest in smaller amounts in a long run.

  • It allows you to invest in equity mutual funds that could turn out in handsome returns.

  • The power of compounding also benefits you.

Next you should be very careful about is that you should not fall in any type of debt. The central reason for having debt is that, many of you take loans because you think that if you will not spend on your child marriage then you are not worth to stand in society and feel shame.

You should understand that everyone has their own financial budget. Be realistic, there is no shame in choosing TAMBA over GOLD which is out of your limits. Choose cost-effective catering and venue and invite those guests only who are close to your heart.

Necessary thing to be kept in mind simultaneously is that you should not intermix your funds. For example - do not use funds of your child education on marriage or something else as that will definitely drain your financial budgets and goals.

Now follow the case of Mrs Sharma. She has one daughter and she wants to invest in a marriage of her daughter 23 years from now. Mrs Sharma has an approximation of 10 lakh currently. So let’s project how much she needs to reserve for her daughter marriage.

According to the table, the rate of inflation is 8% and the cost of marriage 23 years from now would be 46.30 lakh. So in order to accomplish that Mrs Sharma has to start investing Rs 4413 per month from now onwards, it would give her a handsome interest of 13%.

However, if Mrs Sharma will make this investment for another next 5 years then she would have to invest approximately double of that figure that comes out to be near about Rs 8124. So it is crystal clear that the sooner you start saving and investing, lesser you need to invest per month. This could be the best investment plan for a child.

Another smart idea could be that you can invest in equity mutual fund scheme that could fetch you a marvelous return on your investments.

So now I think your picture is clear that why you need child marriage investment planning. For details you should consult your financial advisor to prevent yourself from being a victim of wrong investment decision.

Mr. Ajay Kumar Jain, M.Sc, Chairman And Managing Director
Being the Chairman And Managing Director, he focuses on holistic investment planning and wealth management and tries to make investment planning simpler for retail and HNI investors. Investor education is one of the prime things that Mr. Ajay Jain focuses on as he believes financial education is the foundation of successful investing. With over two decades of experience, Mr. Jain has made a mark in the Indian mutual fund industry due to his compassion and sheer hard work.

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