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How a Financial Planner adds value to your Financial Planning?

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A financial planner is a professional who plays a vital role in organizing your savings and investments finances by helping you in making decisions with your money. A professional financial planner organizes his skills and helps you in reaching your financial goals without any financial obstacles. They give quality advice on the basis of their education level, experience, and training to the customer. They should strive to deliver more value than the price and must have proactive interaction with their clients. This way of communication always creates a strong bonding between planner and a customer.

What does a Financial Planner Do?

Here are few areas where a financial planner adds value to your financial planning:

Organizes your Financial Life:- For managing your personal finances, a qualified financial planner sets realistic personal and financial goals for his customer. Planner makes the assessment of your current financial health by researching your investments, taxes income, liabilities, assets, and estate plan. After examining such parameters, financial advisor works on financial strength and build a realistic action plan to overcome financial weakness.

Analyze investments and helps in reaching your life goals:

Financial planners also perform the task of monitoring your financial status and make strategies to meet the changes that come in one’s life. Your financial planner manages certain aspects of your life and double cross-check your planning efforts so that you remain focused on your financial goals.

Helps to take right investment decision:- While making a plan for your retirement or other financial purposes, seeking the help of a certified financial planner appears to be a good decision which always pays beneficiary result. A good planner always guides his customer for right investment and prevents him from taking wrong decisions on investment driven by emotions.

Offer guidance on do’s and don’ts of money management: A good financial planner always helps his customer to take a wise decision on investment by giving details of an appropriate financial instrument to him. Planners do have in-depth knowledge of money management and are always ready to guide their customers on do’s and don’ts of proper wealth management.

Prepare for emergencies and transitions:-

Financial planners play a vital role in preparing you for emergencies and transitions. They’re capable of handling unexpected financial windfall or sudden financial crisis like natural disorder, serious illness etc without laying it effects on your financial planning.

Protects your family members in emergencies:- Being a financial planner, they’re familiar with the approach to follow while dealing with emergency situations. A good planner not only makes recommendations on wise investment but also, he stands by your family to meet emergencies.

Helps in disciplined saving:- Good financial planners never make recommendations before understanding your financial goals and always prepare a long run financial plan. For this purpose, they always stay in touch with their clients and encourage them to invest regularly in a respective financial instrument.

Avoid you from committing mistakes in your planning:- Investors usually invests too aggressively or too conservatively which makes their wealth prone to risk rather than reaching their goals. A good planner always helps investors from committing common mistakes like aggressive investment, ignoring inflation and underestimating long-term planning.

Perform Asset Allocation & Portfolio Rebalancing Regularly

A good financial planner after understanding the individual goal, investment horizon, and risk tolerance allocates assets of an investor to balance risk and reward equivalently. They implement innovative investment strategy while balancing major assets including equities and fixed income. Good planners also perform portfolio rebalancing on a regular basis which helps in the best utilization of your capital without bearing any loss.

Helps in choosing top class investment products & schemes

Apart from offering advice for financial planning, planners also offer better investment management services and investment advice to the customer. Such advice can vary from general recommendations considering asset allocation model to a specific recommendation that targets investments to buying and selling of a product.


Financial planning is essential to financially balance different stages of your life whether it is retirement, child education or child marriage. So, go ahead and consult your financial advisor to utilize your investment and saving to secure you and your family future with strong wealth management.

Mr. Ajay Kumar Jain, M.Sc, Chairman And Managing Director
Being the Chairman And Managing Director, he focuses on holistic investment planning and wealth management and tries to make investment planning simpler for retail and HNI investors. Investor education is one of the prime things that Mr. Ajay Jain focuses on as he believes financial education is the foundation of successful investing. With over two decades of experience, Mr. Jain has made a mark in the Indian mutual fund industry due to his compassion and sheer hard work.

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